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In the opinion of the directors of Insurance Australia Group Limited, the accompanying concise financial report of the consolidated entity, comprising Insurance Australia Group Limited and its controlled entities for the year ended 30 June 2005, set out on pages 58 to 75:
(a) has been derived from or is consistent with the full financial report for the financial year; and
(b) complies with Accounting Standard AASB 1039 Concise Financial Reports.
Signed at Sydney this 19th day of August 2005 in accordance with a resolution of the Directors.
Mr J A Strong
Director
Mr M J Hawker
Director


